Tuesday, June 5, 2007
Taxes - How do the Government Spends Money?
The tax forms that we all fill out and send out to the government tax returns that we all get back after sending in our The government spends most of the money now on the war in Iraq and supplying the military. Some of the money goes to help rebuild from Hurricane Katrina. I think that most of the money gets spent on other countries to get supplied and not that much helps the county. There's a lot of people homeless and people who are hungry. Most of the money is spent on federal stuff. The government rarely spends money on Americans to help them out. Also the money is also for taxtax forms. Also hardly any tax money gets spent on the public school system to help teachers to purchase books or even regular supplies that also falls in to the catorgary of the states as well.
Wednesday, May 30, 2007
Savings and Debt
That was really wrong of Sears making the percent so high which made their bill over $5,000 and that's out rageouse!! They only make $66,000 a year not a month a year. Most
Americans that get paid they don't even spend their checks on themselves they are paying their bills and none of it really to save it. Yes the Moellerings did run up their bill but how can they really expect them to pay that, that's hard! Now their in debt and it's going to be hard to get out of debt. Also their interest rates are really high if they were lower them they may be will be able to manage. Their really going to have to try to lower their monthly payments. These companies are charging these people for stupid senseless things oh and why their charging them for such things. Their mortgage is almost a $100,000 if you were to probably calculate their debt it's probably at least $150,000 more or less. I think the finance charges can really make your bill sky rocket threw the roof.
I think if Americans will save a little of their pay check each month and when a bill comes and it's a little too much you can dip into your savings and pay it off quickly so the bill doesn't grow. Also one thing you should never ever do is to pay off a credit card with another credit card. That's how you get into debt by thinking you can use other cards to pay off other bills but latter it bites you in the butt because that card you used to pay off the other card with that bill will be very high!!!
Americans that get paid they don't even spend their checks on themselves they are paying their bills and none of it really to save it. Yes the Moellerings did run up their bill but how can they really expect them to pay that, that's hard! Now their in debt and it's going to be hard to get out of debt. Also their interest rates are really high if they were lower them they may be will be able to manage. Their really going to have to try to lower their monthly payments. These companies are charging these people for stupid senseless things oh and why their charging them for such things. Their mortgage is almost a $100,000 if you were to probably calculate their debt it's probably at least $150,000 more or less. I think the finance charges can really make your bill sky rocket threw the roof.
I think if Americans will save a little of their pay check each month and when a bill comes and it's a little too much you can dip into your savings and pay it off quickly so the bill doesn't grow. Also one thing you should never ever do is to pay off a credit card with another credit card. That's how you get into debt by thinking you can use other cards to pay off other bills but latter it bites you in the butt because that card you used to pay off the other card with that bill will be very high!!!
Wednesday, May 16, 2007
Critique of GDP Podcast

The podcast that I'll be looking at is Jelani and Hope's podcast. First I wanna say that it was very natural and it didn't seem like it was plan at the last minute and it seem like they knew what their talking about. The only thing is that Jelani voice would be loud when he first talked then later on it would slowly become lower and lower than later it'll be hard to hear him speak. Though Hope's voice was consistent. Another thing in the beginning the pictures would move too fast for you to get a good look ans them and the picture of the belt that said some guys name and US on it I really didn't understand why it was up there it had nothing to do with the GDP. But towards the end it became easier to see the pictures.
The way they decide to do their podcast was great it made you interested into it. The whole question and answer thing was nice. From what I could see of the pictures I think the picture went together nicely! Overall it was very creative and fun. I feel like if I didn't know anything about GDP I think I would learn something from this podcast and would remain interested in the podcast, I wouldn't think it was boring or anything. Their podcast seem like the type of podcast Mr. Moloney would show off or type of video he would show the class.
Monday, May 14, 2007
US Trade Deficit: getting better ?
This article is discussing about the trade deficit with America and now that America is making more money from American companies that sell over seas is helping to increae the value of the American dollar. Previously the cost of oil was so much that it increased the deficit that were in and now like companies KFC and General Motors are selling a lot. $765.3 billion last year was our trade deficit, could gradually decrease. Trade deficit can help to tell how much a country is worth.
I think if more countries that are from America and were to sell more abord the country would have the American dollar increase and the country wouldn't be in so much debt. Also like KFC and General Motors these companies are helping out the country. If more car compaines were from American and were able to sell more abord they would not only make money from other counties and the American country. Also it would also to help more Americans to get jobs for those that don't have jobs. I think the counrty needs more jobs and that's what many Americans been arguing about keeping the jobs in the country. America would be keeping more money in the country than spiting it out to other countires to make money.
I think if more countries that are from America and were to sell more abord the country would have the American dollar increase and the country wouldn't be in so much debt. Also like KFC and General Motors these companies are helping out the country. If more car compaines were from American and were able to sell more abord they would not only make money from other counties and the American country. Also it would also to help more Americans to get jobs for those that don't have jobs. I think the counrty needs more jobs and that's what many Americans been arguing about keeping the jobs in the country. America would be keeping more money in the country than spiting it out to other countires to make money.
Wednesday, May 9, 2007
Taxes - How do the Government Get Money?
Taxes are taken out of peoples pay and when we buy stuff as well. When we get payed the government takes out for federal state tax and social sercurity and other things as well. These taxes are taken out to help run the country. For example when the President ask for monney from Congress thats taxes payers money. Taxes also pay state workers as well.
Tuesday, May 8, 2007
Student Loans- Beware!!!

First I wanna say that I feel so bad for him and for him sharing his mistake others can learn from it, like me since I'm getting ready to go off to college it makes me think that now before I sign for my loans I am going to read every page of it and understand it.
I feel that many culinary students have to take out so much in loans because that culinary school probably don't get that much funding with it. Also that the schools can not meet the need for the students who want to attend and the school can't meet all their students finical needs.
Even thought that his loans turn tragic I still think student loans are necessary because who in normal society can afford to pay for a school that's $20,000 plus normal people make that in a year or make more. So when u take out student loans your just taking money from the bank that you later just have to pay back with interest it's like buying a new car or a house. Except you'll get more out of an education that a car or an house because you won't have to fix it every time something breaks.
I do plane to take out student loans my school cost $38,000 a year ( University of Hartford). It's a lot and I really think that it's worth it. I'm going into Marketing and my minor will be Advertising. I think that maybe that I'll be $20,000 in debt when I graduate but again once I have my degree no body can take that away from me.
Friday, March 16, 2007
Critique of Federal Reserve Podcast

I will critique Sharina and Jared podcast it discusses all the facts of the Federal Reserve. The facts they had were very informative and it had lots of pictures that can keep you interested. They talk about what dose it do, and how it work also what dose it do for the American community, and how money in banks get distributed. Their voices were echoing from the room that they were in, and it didn't sound all that natural. They sounded more like when they do the announcements or the educational video's teachers put on and the kids are pleasant and have good morals. On the other hand they did speak clearly enough that you are able to hear and understand them clearly.
Sharina and Jareds images are all good and none of them are fuzzy. The pictures went along with what they was talking about. The pictures were there long enough to have a good look at them they weren't moving to quick that you had to pause it to go back to the picture. Also when they had their name slide up it was up there long enough that you were able to tell who was doing it.
In the beginning it seem quite interesting but towards the edge it lost the whole it factor that they had in the beginning that made it interesting for you to listing to it. I didn't really learn anything because the information that I looked up in my podcast. On the other hand it had good information that if I didn't know any content about the subject that I would have learned a lot about it.
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